The MRM Money Matters Index

The MRM Money Matters Index offers unparalleled access to people’s opinions and detailed analysis on how money matters are shaping the way we live our lives.

Since 2020, the Index has been delving deeply into how UK consumers feel about their finances. Every six months we shine a light on the aspirations, attitudes and ambitions that drive our financial behaviour and decisions.

Using robust consumer research, in-person interviews and relevant macro and microeconomic data we have been able to build the most comprehensive picture available of people’s attitudes, emotions and actions when it comes to their personal finances and what that means for financial services organisations.

The MMI Summer Edition 2023

Over the past year, we’ve faced some unprecedented challenges. Food prices have hit a 45-year high, real-term pay has plummeted at its fastest pace in 20 years, and the Bank of England’s interest rates have scaled a 15-year high of 4.5%.

Given this landscape, we set out to explore a critical question: In the face of such stark financial realities, are we burying our heads in the sand, or are we responding with decisive actions? We spoke to 2,000 adults across the UK to answer this question.

Our Summer Edition of the Money Matters Index delves into the responses, attitudes, and coping mechanisms of our respondents in this challenging economic climate. We’d love for you to read our report by clicking here

The MMI Spring Roundtable 2023

Following the publication of the Winter edition of Money Matters Index we invited a panel of leading financial services experts, commentators, journalists and researchers to discuss whether the era of financial aspiration is now giving way to an age of precarity.

The latest findings of our Money Matters Index revealed a creeping sense of anxiety and pessimism is starting to pervade long-term feelings and, therefore, the decisions normal people make about their finances.

We examined the implications of that trend with our panel of experts, and how the financial services industry needs to respond. We’d love for you to read our report by clicking here.

The MMI Winter edition 2022

The Winter 22 index revealed that Brits’ incomes are being squeezed to the hilt – to the extent that nearly two in five say their income doesn’t cover their expenditures. It also found that 54% are keeping the heating off, 45% are shopping in discount stores, and 30% are taking fewer trips in the car.

The research also revealed that financial pessimism may have reached a tipping point and is likely to be felt over the long-term, with over a third of respondents (33%) confirmed this new Age of Precarity had made them more pessimistic about their family’s future financial well-being.

To read the report, click here.

Roundtable soundbites

We asked our panel of experts to share their thoughts on some of the hot topics from the MMI Winter edition 2022. Hear what they had to say in the following videos…

Do consumers have to get used to more financial uncertainty in the future? – Samantha Seaton, Moneyhub View Video
Do consumers have to get used to more financial uncertainty in the future? – Tom Selby, AJ Bell View Video
How do you think this recent instability will impact consumers mindset? – Samantha Seaton, Moneyhub View Video
How do you think this recent instability will impact consumers mindset? – Tom Selby, AJ Bell View Video
How long will this age of financial precarity last? – Sam Miley, Cebr View Video
Is the era of financial aspiration over? – Edmund Greaves, Mouthy Money View Video
Is the era of financial aspiration over? – Sam Miley, Cebr View Video
Is the era of financial aspiration over? – Samantha Seaton, Moneyhub View Video
Is the era of financial aspiration over? – Tom Selby, AJ Bell View Video